United First Insurance LLC
Effective Date: January 1, 2026

By accessing or using UnitedFirstInsurance.com (the “Site”), submitting a form, responding to an advertisement, or communicating with us by phone, email, or text, you agree to these Terms & Conditions.

If you do not agree, do not use this Site.

1. Consent to Contact (Required Disclosure)

By submitting any form on this website, through advertisements (including Meta or Google lead forms), through scheduling pages, or by calling us directly, you provide prior express written consent to be contacted by:

• Phone call
• Text message (SMS/MMS)
• Email
• Voicemail drop
• Prerecorded or artificial voice messages
• Automated dialing systems
• AI-assisted messaging systems

regarding insurance options and related services.

This consent applies even if your number is listed on a federal or state Do Not Call registry.

Consent is not required to purchase insurance or services.

You may opt out of text messages at any time by replying STOP.

2. SMS Messaging Terms & Compliance

Program Description
United First Insurance LLC sends SMS messages related to:

• Appointment confirmations and reminders
• Customer support
• Insurance follow-ups
• Requested information
• Promotions (only if consented to)

Opt-In
Opt-in is collected via website forms or advertisements with clear consent language positioned above the submit button.

We maintain timestamped records of all opt-in activity.

Opt-Out
You may cancel SMS at any time by replying STOP.
You will receive confirmation and no further marketing texts will be sent unless you re-opt in.

All opt-out requests:

• Are processed immediately
• Are added to internal suppression lists
• Are enforced across our CRM, dialer, texting systems, exports, and partners

Help
Reply HELP for assistance or contact:
[email protected]
+1 561-213-0444

Message Frequency
Message frequency varies based on your interactions (typically up to 5 per month).

Message & Data Rates
Standard message and data rates may apply.

Carrier Liability
Carriers are not liable for delayed or undelivered messages.

Supported Carriers
Supported by major U.S. wireless carriers including AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.

Age Requirement
You must be at least 18 years old to participate.

3. Call Recording Disclosure

Calls may be recorded for quality assurance, training, and compliance monitoring purposes.

When calls are recorded, consumers are informed at the beginning of the call before substantive conversation continues.

4. Outreach & Calling Standards

We follow compliance best practices including:

• Calling only between 8:00 AM and 8:00 PM local time
• Not exceeding three call attempts within any rolling 24-hour period
• Honoring all Do Not Call requests immediately
• Requiring human initiation of outbound calls where applicable

Certain states including Florida, Maryland, Oklahoma, and Washington may have stricter automated dialing standards, and additional precautions may apply.

5. Lead Sharing & Partner Contact

By submitting your information, you acknowledge and agree that your information may be shared with or sold to licensed insurance agents, agencies, carriers, or partners for the purpose of offering insurance options.

These partners may contact you using the consent you provided.

All downstream partners are required to:

• Honor opt-out requests
• Maintain suppression lists
• Comply with applicable federal and state laws

Text messaging opt-in data is not sold or shared for unrelated marketing purposes.

6. No Guarantee of Coverage or Savings

United First Insurance LLC does not guarantee:

• Insurance approval
• Universal eligibility
• Specific pricing
• Specific savings

Pricing and plan availability vary based on age, location, health status, underwriting, and eligibility. Final costs and coverage options are determined only after speaking with a licensed insurance agent.

We do not represent or imply government affiliation unless explicitly stated and accurate.

7. Compliance Responsibility

All insurance products are offered through properly licensed agents.

All agents are responsible for complying with:

• Federal insurance regulations
• State insurance regulations
• TCPA and communication laws
• HIPAA requirements where applicable

All advertisements, scripts, and messaging are approved prior to use.

8. HIPAA & Health Information

If health information is collected, it is handled using secure, encrypted systems with restricted access. We utilize HIPAA-compliant vendors where required and implement reasonable administrative, technical, and physical safeguards.

9. Intellectual Property

All Site content is owned by United First Insurance LLC and protected by copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, or exploit any content without written permission.

10. Disclaimers

The Site and its contents are provided “as is” without warranties of any kind.

We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

We are not responsible for third-party websites linked from this Site.

11. Limitation of Liability

To the fullest extent permitted by law, United First Insurance LLC shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of this Site or communications.

12. Indemnification

You agree to indemnify and hold harmless United First Insurance LLC, its officers, agents, employees, and affiliates from any claims, damages, or expenses arising from:

• Your violation of these Terms
• Your misuse of the Site
• False information submitted by you

13. Registration & Account Security

If you create an account, you are responsible for maintaining confidentiality of login credentials.

Notify us immediately of unauthorized access.

14. Termination

We may suspend or terminate access to the Site at any time for violation of these Terms.

15. Governing Law & Arbitration

These Terms are governed by the laws of the state in which United First Insurance LLC operates.

Any dispute shall be resolved through binding arbitration in that jurisdiction.

You waive the right to participate in class actions or jury trials.

16. Changes to These Terms

We may update these Terms at any time. The updated version will be posted with a revised effective date.

Continued use of the Site constitutes acceptance of changes.

17. Privacy Policy

Please review our Privacy Policy:
https://unitedfirstinsurance.com/privacy-policy-new

18. Contact Information

United First Insurance LLC
Phone: +1 561-213-0444
Email: [email protected]
Website: UnitedFirstInsurance.com

By using this Site or submitting your information, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.